Don’t waste your money by NOT going to the dentist!

We know that going to the dentist is not the highlight of our patient’s healthcare regimen. We get it, having someone’s hands in your mouth is not exciting or generally welcomed. However, what if I told you that by NOT getting routine oral care you are actually costing you and your family money? Not only that, but you can potentially even earn some of your money back?

Every year as you pay towards your dental benefits, you are paying for a variety of services. Depending on your insurance provider, they may not be limited to annual screenings and cleanings. It’s important to be aware of what your insurance does include so that you can get the most out of your dollar. When you do not use the services you are currently paying for, the insurance companies profit millions of dollars each year with absolutely no benefit to you or their other customers. Last year’s monthly payments? Gone. Wasted. At the beginning of every year, your slate is wiped clean and whatever you paid last year no longer counts towards your healthcare needs.

Did you also know that at the beginning of the year, your deductible starts fresh again? Any money you have put towards paying that off will not count towards the New Year. Once you have met your deductible, your payments for services go significantly down. Some insurances will even cover 100% of your bill after your deductible is paid. If you know that one year in particular, you may need more fillings or other procedures than usual, it is best to try to complete those needs before the end of the year so that you can take full advantage of the benefits you pay for. Why waste an opportunity like that?

Now, how can I actually EARN money back from going to the dentist? In many cases, you are actually able to write off your dental expenses on your taxes. It can be viewed as a part of your normal health care expenses and can then be applied to your tax write offs. It is important to consult your tax adviser ahead of time to make sure that this could work with your current dental plan. Not all insurance plans are created equal! However, for those that would qualify for this type of write off, it is incredibly beneficial!

Some employers also offer HSA (Health Savings Accounts). The employer will deposit money into a special account to be used for health and dental coverage, tax-free! However, if that money is not used, you guessed it… it’s wasted! Why lose money when you can get quality care? If you haven’t visited us yet this year, or you can use a good cleaning, we would love to set you up with an appointment!

This is your health, your teeth, and your pocketbook. Why not take it seriously?

Your mouth will thank you!

Author
Vmorris

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